Use a network
doctor, clinic or hospital Before you visit a health care provider,
check to see in the event that they are in the plan network. They
negotiate discounts with network providers to help you economize. In the
event you see a provider that is not in the network, it may cost much
more. To find doctors, clinics and hospitals in the network for
Marketplace health designs, check the provider listing.
See how much a
medical procedure costs Use the cost estimator on myuhc.com to see how
much your care may cost. Compare the costs for different providers and
use that knowledge to plan and budget for care.
Know when to
seek emergency care It is usually best to visit your primary care
doctor or an urgent care middle, unless it is an emergency.
Save on
prescription drugs Talk together with your doctor about generic drugs
which usually cost less. You may also economize when you order
prescriptions by mail. To see if your medications are covered in the
Marketplace health designs, check the Prescription Drug List for often
prescribed medications that are covered.*
Think about a
Health Savings Account A medical insurance plan with a health savings
account (HAS) lets you put away a limited amount of pre-tax dollars to
pay for eligible medical expenses.
Open
enrolment for 2015 is over. But in case you owe a fee on your taxes for
not having health coverage in 2014 & t yet have health coverage for
2015, you may still be able to get coverage for 2015.In 2015, the fee for not having health coverage increases to $325 per person or 2% of your household income whichever is higher. This fee usually applies in case you can afford to have health coverage but choose to stay uninsured although you may not must pay the fee in case you qualify for an exemption. In case you t have coverage for the remainder of 2015,ll risk having to pay the fee again next year for the portion of the year you donor have coverage.
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